One of the things that we are so often asked about by couples visiting Beatitudes Campus and considering their future is about what the future may look like as the years go by. About 70 percent of people over the age of 65 will need some type of long-term care during their lifetime, according to the U.S. Department of Health and Human services (DHHS). On average, women will need care for a longer period of time (3.7 years), compared to men (2.2 years), and 20 percent of those age 65 and older will need care for more than five years.
An active, healthy lifestyle can help protect your mind and body from disease and injury—which often leads to a need for long-term care. This is why we offer such a wide range of opportunities through the life Enrichment department.Mike Smallwood and Jon Schilling are always eager to help you put together individual plans to support that healthy lifestyle. However, there are no guarantees in life and the question of whether—and how long—you or your spouse may need care remains unknown.
Since aging is an individual thing, a couple should not expect that both partners will have the same needs throughout retirement. As a couple ages, one partner may require assisted living or skilled nursing services, while the other partner remains able to live independently.
A continuing care retirement community (CCRC)/lifeplan community can help couples prepare for the challenges that an unknown future may offer. CCRCs provide a continuum of services—from independent living to nursing-home level health care—that is available if and when needed. I often hear Becky Black, our Director of Sales & Marketing, refer to it as “peace of mind” in your back pocket. If, after moving onto the campus, one spouse eventually needs a higher level of health care services, the couple can still be together here at Beatitudes.
Here is an example of how a lifeplan community such as Beatitudes Campus can meet the needs of both partners over time:
Jim and Jane move into an independent living apartment or patio home here at the campus. A few years later, Jane is diagnosed with Alzheimer's disease. The couple continues to live together for a couple of years, but as Jane's needs change, she moves into another section of the campus to receive additional care and support. Jim continues to enjoy the social benefits of living within the retirement community and can visit with Jane, who is just a short walk away, whenever he wants.
Those of you who are reading this article as residents – congratulations! You took one of the most significant steps you could in planning for your future. Those who are reading and still considering—our residency counselors can help you take a look at all of the variables and help you develop a plan. Couples who seek peace of mind in the face of uncertainty may want to consider a lifeplan community/CCRC as a viable retirement living choice to ensure that both partners will be taken care of now and in the future. And residents, don't forget that you can be financially rewarded for sharing the good news with friends and family – your first successful referral will earn you $1,000 and the amounts go up from there. Stop by the sales center to get your referral form and begin earning!
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