Tag: senior health

Late each year, beneficiaries are offered the opportunity to review their Medicare plans and make changes accordingly during the Medicare Open Enrollment Period. Understanding how your insurance selection impacts you is more important today than ever before. This is crucial since the Affordable Health Care Plans and Medicare are key Congressional discussion items.

To help educate and inform you on Medicare updates and available options, we have asked a third party insurance consultant, Ellen Dean from Dean and Associates, to come and discuss changes in Medicare on Monday, October 19th at 2:30pm in the Motion Studio at the Nelson Administration Center.  Mrs. Dean, an expert on senior health insurance since 1992, will inform you on the complexities of Medicare Insurance Coverage and Part D Prescription Drug Coverage.  Ellen’s partner, Katie Ponton, will also be available to specifically discuss changes directly related to the 2017 Part D Drug Plans.  Additionally, Ellen has agreed to meet individually with residents and their families to evaluate insurance coverage and re-enroll you into a different insurance plan if you so desire.  Medicare open enrollment is scheduled for October 15-December 7, 2016 with changes effective for a January 1, 2017 start date.  As a Certified© Financial Planner and Health Insurance Broker, Mrs. Dean and Katie work with many insurance companies and are not restricted to a limited few….their expertise is highly valued!

Like many health care providers, we are not contracted with many Medicare Advantage HMO Plans.  This is due, in large part, to the fact that many HMOs do not reimburse our Health Care Center at the rate that covers the cost of care provided.  Offering high-quality skilled nursing care services is important to us because we know these services are important to you and your family.  In addition, to add to our continuum of care, the services offered by Beatitudes Home Health are only reimbursed by Medicare at this time, as well as our outpatient therapy clinics which are contracted with Medicare and very few other insurance companies.

It is essential that you understand your current options and find a plan that works best for you in regards to costs and access to care.   Our experience has shown that residents who have Medicare with a traditional supplement have greater satisfaction with health care services.  These residents have more choices in providers and may see lower out-of-pocket costs in the event of a medical emergency, post-hospital skilled care event, or cancer treatments.

I hope you will join us on October 19th for this special informational session covering the 2017 Traditional Medicare vs. Medicare Advantage plan (HMO) Benefits. Additionally, you may set a private appointment with Mrs. Dean right here on Campus by calling 602-266-9200. *